Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

friends laughing

Rates

Interest Rates and Annual Percentage Yields (APY) are effective February 19, 2025. Rates are updated every Wednesday and are subject to change daily.

CHECKING *


Interest Checking Now

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500.00 - $249,999.99

Minimum Deposit to Open Account


$500

Interest Rate


0.75%

Annual Percentage Yield (APY)


0.75%

Term


$250,000.00 and over

Minimum Deposit to Open Account


$250,000

Interest Rate


0.75%

Annual Percentage Yield (APY)


0.75%

Money Market Account

TermMinimum Deposit to Open Account Interest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$1,000.00 - $249,999.99

Minimum Deposit to Open Account


$2,500

Interest Rate


1.50%

Annual Percentage Yield (APY)


1.51%

Term


$250,000.00 and over

Minimum Deposit to Open Account


$250,000

Interest Rate


1.50%

Annual Percentage Yield (APY)


1.51%

SAVINGS *


Statement Savings-Personal

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


All Daily Balances

Minimum Deposit to Open Account


$200

Interest Rate


0.95%

Annual Percentage Yield (APY)


0.95%

IRA SAVINGS CERTIFICATES

Variable Rate* & **Fixed Rate**


18 Month Certificate (IRA)

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


$50 - $99,999.99

Minimum Deposit to Open Account


$50

Interest Rate


3.50%

Annual Percentage Yield (APY)


3.55%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


3.75%

Annual Percentage Yield (APY)


3.80%

CERTIFICATES OF DEPOSITS**


3 Month Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


3.75%

Annual Percentage Yield (APY)


3.80%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


4.00%

Annual Percentage Yield (APY)


4.06%

6 Month Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


4.00%

Annual Percentage Yield (APY)


4.04%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


4.25%

Annual Percentage Yield (APY)


4.30%

1 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


3.50%

Annual Percentage Yield (APY)


3.55%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


3.75%

Annual Percentage Yield (APY)


3.80%

2 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


3.00%

Annual Percentage Yield (APY)


3.03%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


3.25%

Annual Percentage Yield (APY)


3.29%

3 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


2.25%

Annual Percentage Yield (APY)


2.27%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


2.50%

Annual Percentage Yield (APY)


2.52%

4 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


2.25%

Annual Percentage Yield (APY)


2.27%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


2.50%

Annual Percentage Yield (APY)


2.52%

* Rate may change after account is opened. Fees may reduce earnings.

** Penalty for early withdrawal.

OUR LOAN RATES MAY BE OBTAINED BY CONTACTING ONE OF OUR LOAN OFFICERS

NOTE: Interstate Bank is providing this listing of rates for the purpose of providing financial information.